Get Ready for Washington’s New Long-Term Care Program

Advanced Professionals Insurance & Benefit Solutions wants to help make sure you are prepared to help your clients as questions continue to arise about the new Washington Long Term Care Act. We have vetted the top information sources to deliver the information you and your clients need to navigate this new law.

What You Need to Know About the WA Long Term Care Act

General Information – Compliance Snapshot
  • Employers are not required to contribute to the Program. Employers are required to collect premiums from Washington employees and remit them to the Washington State Employment Security Department.
  • Beginning January 1, 2022, employers are required to collect premiums through a payroll deduction equal to 0.58% of employees’ wages (with no cap).
  • Employees can receive an exemption from paying premiums if they have long-term care insurance before November 1, 2021 and apply for an exemption from October 1, 2021 through December 31, 2022.
  • Employers are not required to take payroll deductions from exempted employees after they are notified of the exemption.
  • For a detailed flyer on the WA Cares Long-Term Care program, please click the “download” button below.
  • Oregon employers with Washington-based workers may also be required to collect and remit the payroll tax. Although rules are still being written, the tax applies to W-2 wage earners localized in Washington. Similarly, Washington employers with Oregon-based workers will be required to collect and remit the payroll tax for employees performing some services in Washington and who are directed from Washington